What a week! The highlights: a huge load of scrap from a home renovation, car trouble, missed meetings, rescheduled meetings, lifting up fellow entrepreneurs and a life changing opportunity. This past week was epic.
OPPORTUNITIES ARE EVERYWHERE!
It’s really great to have friends like Lisa. She and her husband just completed a whole house renovation on a rental and called me before they hauled the old wood to the street. I wish I had taken a picture of the truck – it was insane. I am having a blast working on the wood from this amazing renovation – ladies and gentlemen, the home is stunning. Nothing like a home on Missionary Ridge built (guessing here) in the 20s. I am also guessing some of this wood – not all of it to be sure – is that old as well!
But, the wood wasn’t the only opportunity this week. A few days ago I met with one of my wonderful business advisors from LAUNCH Chattanooga about my application to Kiva.Org for a 0% interest working capital loan. Marco made it seem so easy. He came to my home office (insert car troubles here but let’s not talk about it… ugh) and we finished up the application. I had a lot of the ground work covered but the nitty gritty and the push to just SUBMIT IT ALREADY was all because of Marco’s support. Thank you, Marco!
What’s Kiva? I am so glad you asked… (see what I did there?) Let me tell you about the process and what it means to me personally.
WHO OR WHAT IS KIVA?
Kiva, the first and largest micro-lending service in the world, has distributed $709 million over 10 years, in 85 different countries, among 1.5 million small businesses.
“The Kiva community provides access to 0% interest loans and a community passionate about helping entrepreneurs in the United States. With over a million lenders, corporate sponsors, and local governments…” Kiva’s network helps small businesses find the resources necessary for growth.
What all this means to me is that I can use the Kiva.Org platform to crowdfund a loan that will allow me to purchase updated equipment and have working capital expand my business.
Some of you know my story but many don’t. I have been in business for myself for more than 25 years now – and with zero business debt. My main goal for the first 23 years of business was to raise my children and make ends meet. That meant I bought a small amount of materials, made what I could with those and sold them – pay the electric bill and hope there was a little left to buy more materials so I could buy groceries too. That makes it sound like we were starving. We weren’t… it is how I raised my children, but it was NO way to grow a business, it was getting by. My children are now grown and it is time for the business to grow, baby, grow.
HOW YOU CAN HELP:
I am currently in a private fundraising period, during which I have 15 days to get 22 lenders in order to make it on the public platform where anyone on Kiva can lend to me.
Visit my campaign and loan $25 – or more if you are feeling generous! Also, please take the time to share this information to anyone you feel may be willing to make a loan. The minimum is only $25. Once I am past this first hurdle of private fundraising the loan will be made public and I ask that you then continue to share the information. By lending and sharing you are helping a small business grow. Hey, while you are there, look at the other businesses – there are so many worthy businesses that need the extra push to success.
As a finally note, I am going to be that annoying person on social media for the next 30 days or so… want to shut me up? Lend $25 (or more, hey, I don’t judge) and push me to my goal!
Now back to the workshop – I have signs to make. I have to stock not only The Refindery here in Chattanooga but also the new Etsy store – it’s all sad and empty right now so I have to get to work.